Branded Credit Card Programs
American merchants paid more than $40 billion to process debit and credit card transactions in 2015.* Second only to labor, credit card costs remain at the top of a retailer's operating expense list. Imagine what alleviating even a small percentage of this cost could do for your bottom line. Here’s where the Phillips 66®, Conoco® and 76® Brand Personal, Commercial, Fleet and Gift Card programs come in.
*Source: The Economist, Retailers and issuers are still battling over payment-card fees, Oct. 15, 2016.