American merchants paid more than $40 billion to process debit and credit card transactions in 2015.* Second only to labor, credit card costs remain at the top of a retailer's operating expense list. Imagine what alleviating even a small percentage of this cost could do for your bottom line. Here’s where the Phillips 66®, Conoco® and 76® Brand Personal, Commercial, Fleet and Gift Card programs come in.
*Source: The Economist, Retailers and issuers are still battling over payment-card fees, Oct. 15, 2016.
Phillips 66® – Conoco® – 76® Personal Credit Card Program, brought to you by Synchrony® Bank, offers cardholders no annual fee, fuel rewards and pay-at-the-pump convenience while providing you with no store processing fees and a dedicated team of Regional Sales Managers you need to help the credit card programs succeed at your site.
Phillips 66® – Conoco® – 76® Commercial Credit Card Program, brought to you by Synchrony® Bank, helps your customers manage their fuel purchases, leaving no processing costs for you. In addition, you’ll have greater flexibility to create your own promotions through our merchant-funded discount program, so you can stand out from the competition.
Phillips 66® – Conoco® – 76® Fleet Card Program, managed by WEX®, helps you secure business from larger fleets that require detailed reporting; security; and broader acceptance when traveling outside of the Phillips 66, Conoco and 76 markets. WEX manages the fleet program and provides you with a dedicated field sales team.
Phillips 66® – Conoco® – 76® Gift Card Program is easy to process and designed to help you increase customer sampling and gain repeat business. Our gift cards can be used across our three brands and used at the pump or inside the store, leaving you without transaction fees.